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What Is an Injury Settlement? An injury settlement is a deal between the plaintiff and the defendant to settle a dispute outside of court. This is a quick and effective method to get compensation. Non-economic damages are more difficult to quantify in dollars. This includes things like pain and discomfort. Medical expenses Depending on the severity of an injury, medical costs can be a substantial portion of a settlement. These costs can include doctor visits, medications as well as surgery. These expenses are often not covered by insurance, and can be costly. In the majority of cases, there are additional costs that come along with the injuries such as home healthcare adaptive devices transporting patients to medical appointments, and many more. Medical bills are usually paid by your private health insurance plan, Medicare, Medicaid or PIP. If you receive a settlement that contains unpaid medical balances, these must be paid with the settlement funds. Your attorney can negotiate with billing companies to reduce the balances. Your lawyer can also decide the appropriate amount to cover any other losses that are not medically related. These include loss of future income along with pain and suffering and other non-economic damages. Your attorney will need to present expert testimony and proof of these other damages in order to establish a valid claim. Lost wages In addition to the compensation for medical expenses the injured victim may also be entitled to lost wages. The amount of damages is by the amount of time the victim was absent from work because of their injuries. An experienced personal injury attorney can assist clients in recovering lost wages in a personal injury case. You could have to miss a significant amount work if you sustain a traumatizing brain injury, spinal cord injury, or both. This means that you'll have to prove that the amount of time you were absent was directly related to your accident. When proving lost wages, you need to include any and all sources of income. This includes regular wages and overtime, bonuses and commissions. You can also include unused vacation or sick days. If your doctor determines that you're able to return work under certain work restrictions, the employer must respect these restrictions. This could mean changing your job or supplying you with useful equipment. A knowledgeable personal injury lawyer can assist you to gather the necessary information required to support a lost wage claim. They can also help in a case in which the victim is self-employed or receives an income that is variable. In these cases, the insurance company will need to examine the individual's past and future earnings and provide an accurate estimate of future lost wages. This will require a thorough account from the plaintiff's accountant or financial expert. Economic damages When people think of personal injury, the first thing they consider is the amount of money lost due to medical expenses and lost wage. There are other costs that are difficult to quantify in dollars. These are known as non-economic damages. These damages are for the intangible consequences of an injury to a person, such as suffering, pain and loss of enjoyment of life. Pay stubs and bills may be used to prove damages for economic reasons for juries and courts. However, non-economic damages are much more difficult to calculate and are dependent on subjective factors like the pain and suffering as well as the emotional stress caused by the injury. Pain and suffering includes any mental, physical or emotional pain that results from the accident. This can include the inability of a person to engage in their normal social or leisure activities. injury lawyer mount pleasant will consider the consequences of the injury to the victim's life. Other economic damages can include disfigurement loss of consortium, and loss of enjoyment life. A person may suffer disfigurement following an accident which permanently alters their appearance. While this isn't a financial loss, it can be very painful to live with the scars and other permanent injuries. Damages for suffering and pain Pain and suffering are non-economic damages that compensate you for the physical and emotional pain caused by your accident. As opposed to medical bills, repairs to your vehicle and lost wages as well as lost wages, these are more subjective damages that need to be determined by a jury. Each juror will have different views about the amount of pain and suffering compensation is appropriate for your case. One way to help a jury recognize the severity of your injuries is through documentation. Your attorney can gather written records from your doctors that detail the extent of your injuries, with photographs and video footage. Testimonies from relatives and friends can also be compelling. These testimonies can help build an atmosphere of sympathy for jurors and demonstrate how your injury affected your hobbies and family activities. The duration of your injury may impact the amount you receive for pain and suffering. Injuries that are severe and disabling typically warrant higher pain and suffering awards than injuries that heal more quickly. Injury claims should reflect the psychological and emotional trauma that is caused by an injury. Your personal injury attorney can assist you in constructing an effective case and work towards a fair settlement for all of your injuries. Adam S. Kutner and Associates will provide you with a consultation for any questions about a possible settlement to an injury.